What are FCRA and FDCPA violations?
The Fair Credit Reporting Act (FCRA), governs access to consumer credit report records and promotes accuracy, fairness, and the privacy of personal information assembled by Credit Reporting Agencies (CRAs). The following is a basic rundown of the FCRA items that are most easily and effectively remedied; The Fair Debt Collection Practices Act (FDCPA) protects debtors from …